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Our Courses
- Business planning
- Strategy formulation
- Marketing – the 4 P’s
- Creating financial plans; budgets and cash flow projections
- Identifying business drivers and assessing their impact on a business
Description
This course is designed to assist lending bankers understand the issues that business owners and managers deal with in running a small or medium-sized enterprise. Learners work in teams as the managers of an enterprise as they develop a product, plan to gain market share, create a marketing strategy, measure future profitability and assess future cash flow.Once these business issues are clearly understood, bankers will be able to analyse a business plan more critically and to engage with the business’ managers in more meaningful discussions around business topics.It is not necessary for learners attending this course to have any previous experience of either business operations or financial analysis.
- Brief overview of the accounting process
- Understanding income statements
- Understanding balance sheets
- Understanding cash flow statements
- Calculating key financial ratios
- Key financial concepts: solvency, liquidity, profitability, gearing
- Introduction to breakeven calculations
Description
This practical, entry-level course presents the basics of financial statements in a fun and interactive way, avoiding the use of financial jargon which can often create a barrier to learning. During the course learners work in teams and compete in running a business operation within a simulated business environment and, in doing so, learners come to understand the contents of a set of financial statements, understand simple financial terminology and gain insight into basic financial concepts.It is assumed that anyone attending this course has little or no previous knowledge of financial statements.
- Understanding and assessing business risk factors
- Financial ratio analysis
- Financial impact analysis
- Cash flow statement analysis
- Working capital management
- Identifying early warning signs
Description
This course deals with the practical application of financial analysis principles in the assessment of historical financial information, the basic interpretation of ratios and the link between “background” information regarding management and the general business environment and the financial results.This highly interactive and practical case study-based course is designed for bankers who understand the basics of financial statements.
- Understanding and assessing future business risk factors
- Identifying business drivers and assessing their impact on a business
- Analysing cash flow projections
- Assessing changes in working capital management practices and their effect on cash flow and the funding requirement
- Analysing accounts receivable lists to assess the strength of a business’ cash flow
- Calculating the future sustainable growth rate of a business
- Determining a business client’s future financing needs
- Growth management strategies
Description
Assessing a business’ past financial performance is only part of the story for good lending bankers. If a credit application is to be approved, the business will repay the bank in the future and so it is critical that the banker understands the external influences on the business going forward and the impact of the decisions and changes to strategy that the management of the business intends to make, so that the banker is continually aware of the issues that may negatively impact the business’ ability to repay.Through case studies and exercises, this course deals with the practical assessment of future financial information, the general business environment and its impact on the future prospects of a business and its future financial results. Learners will gain a clear understanding of the way in which turnover growth affects the business’ funding needs and cash flow by analysing the effects of the cash flow drivers and changes in working capital requirements.This highly interactive and practical case study-based course is designed for bankers who have a sound working knowledge of financial statements and financial ratios.
The Team of Experienced Facilitators
PAUL ASAMBA
Paul Asamba comes with a wealth of experience in client relationship management and risk-management within the banking sector interacting with a wide spectrum of businesses in Kenya and across the region.He has been in the banking industry for over twenty five years in Barclays Bank Kenya and KCB Bank. He held a role as the Head of Business Support & Corporate Recoveries (BBS & CR) Kenya for over ten years. Previously he was the Head of Business Support in Kenya and Regional Head of BBS & CR responsible for Ghana, Mauritius, Seychelles, Uganda and Tanzania. This offered him a unique cross-cultural business perspective and exposed him to diverse business environments which further enhanced his management capabilities.
Paul also wears an entrepreneurship hat as the director of Loiren Foods Limited, an agro-based cottage industry. He is also the Team Leader for Credit Risk Program at Delve Training Ltd and the Non-executive Director of Century Microfinance Bank and Unguka Bank Plc.
He is also an executive Coach, holds an MBA in Entrepreneurship from ESAMI/Maastricht Business School. He is a member of ACIB Institute of Bankers, London and is a graduate of the University of Nairobi in Economics and Political Science.
RICHARD MUIRURI
With over 20 years Corporate and Retail Banking experience, Richard comes with proven depth of expertise in Credit and Financial Analytics, Risk Management and Client Relationship Management. His track record has set him as an authority in credit and risk management for business especially in the private sector.Richard served as the Corporate Credit Manager for Barclays Bank in Nairobi and Mombasa. He also worked in Barclays Bank’s Business Support Department, Retail Risks Unit and as a Corporate Service Assistant.
His high level of competency has seen him receive a number of awards including the coveted Barclays Eagle Award.
He is a Certified Public Accountant, a Member of the Association of Chartered Certified Accountants (ACCA), an Associate of Chartered Institute of Bankers (London) and the chairman of New Life Mission Church Men’s Fellowship.
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